Showing posts with label making and saving $. Show all posts
Showing posts with label making and saving $. Show all posts

Friday, November 15, 2013

Black Friday Steals and Deals : Is It Worth It?


Do you have Black Friday Traditions? This year my daughter's 7th birthday lands on Black Friday.  I guess she truly was Born to Shop :) My husband and father-in-law usually hit things pretty early or late depending on how you look at it. They've done Best Buy, Wal-Mart, Khols, etc. I would go early, but with young kids you can't both go at the same time or the purpose is defeated of saving money when you hire a babysitter!

My philosophy is that I don't want to ruin my entire day.  If I get up too early or stay up too late then my entire day is shot because I feel yucky.  I like to go around 6:00 when the early, early birds are going home and the leisurely shoppers are still in bed :)

To help you find the best deals look at all of the Black Friday Ads that are already LEAKED!!

Khol's Black Friday Ad 2013
Kmart Black Friday Ad 2013
JCPenny Black Friday Ad 2013

What are your traditions? What are you going to stand in line for this year? Want to see an ad that's not here? Ask.

~Julia

Monday, December 17, 2012

Kohl's an EXTRA 10% OFF Online

I have made plenty of references to my affections for Kohls. Many a die-hard Dave Ramsey follower that has frozen the rest of their credit cards in ice, will make an exception when it comes to their precious Kohls card. Of course this is because they really do treat you well as a Kohls card holder. They very frequently give discounts and make returns super easy. No, they did not ask me to write this, but I was contacted by a Kohls representative and given a special discount code to share with my readers! This is a code for 10% off, but the best part is that it can be used on top of an other discount!

The code is: TENBLOG and is good through December 23rd, 2012.

Thank you, Kohls!

Tuesday, August 21, 2012

Scholastic E-Books $1 This Week!



We're so excited to see that Scholastic is offering their e-books for $1 again! Maybe you took advantage of this last time we posted about their sale, maybe you missed out and now is your chance! This offer is good August 20th through the 27th. These books can really save you some time. Because they're all in digital format, making copies for multiple children is super convenient. No need to scan or use a copier, just print off the pages you need!

Saturday, August 18, 2012

In Case There Was Any Doubt...

Remember the post we did a while back on the Chase Sapphire card that was offering $400 cash or $500 in airfare after the first $3,000 spent? Well, just in case you thought it was too good to be true, we got our check today! We opened this card a few months back and basically used it to make all our every day and large purchases (being careful not to spend on unnecessary or extra things just for the sake of meeting our goal!). We were sure to pay the balance off each month so that we never had to pay interest. Now that we have the check, we'll be closing the account before getting a bill for the annual fee (which was waved for the first year).

Now, if you're like me, you have heard that opening up too many cards and then proceeding to cancel them could hurt your credit. Well, we have excellent credit, and the odds of dropping a point or two seemed minor in light of earning 400 extra bucks! Aside from that, Julia, who originally shared the link to this post, has a degree in finance and worked in banking for many years. Julia personally took advantage of this offer as well and assured me that doing this would not hurt your credit, as long as you stay current on your payments and don't max it out, etc. Well, if Julia says it's OK, then it's OK with me! I'm not sure what Dave Ramsey would say about this, and if you are not inclined to use credit cards, then this is not for you. But, if you have some large purchases planed in the coming months or know your every day spending will add up, this card is still available: Chase Sapphire Card

Thursday, August 16, 2012

Use Your Noodle

Quick! Before the Summer is completely gone, hit up your local dollar store for some pool noodles. Did you ever think about how many great things you can make out of a pool noodle?? Here are some of my favorites!
Race Track
Star Wars Lightsabers
Keep your boots looking nice!
Headboard
Marble Race Track
Wreath Form
Cool Yard Games
Shopping Cart Guard

Monday, July 9, 2012

Tip: Make Goodwill Gifts Look Brand New

Goodwill and other thrift stores are starting to regularly get new merchandise from stores at a significant discount. Unfortunately, they usually mark it up with black marker. Well, leave it to AquaNet or Rave hairspray to come to the rescue! 



You spray a little on and let it set for about 45 seconds. Then you take a paper towel or rag, and wipe in circular motions. You do not want to swipe it or you will have more residue to clean up later.


Repeat as often as you need until all the black is gone and looks brand new.


I included this in my friend's baby shower gift. The Pink Pottery Barn Bucket that retails for $19.99 (with label and pricing in tact) I picked up at a garage sale for $2. The white Old Navy tank top, Gap long sleeved onesie, Koala pink shoes and Boppy with cover at a garage sale for $10.

Tuesday, June 26, 2012

Free Glade Spray at Target or WalMart with a Rebate


Do you have some stinky diapers in your midst?  Next time you are shopping, pick up a Glade Expressions Fragrance Mist and submit the following rebate form for a free bottle regardless of where you purchase. You may want to purchase it separately, so you don't need the receipt for anything else. Glad has 4 scent choices.





Here's what the form looks like. Here's the rebate form for Glade Expressions Print. Don't forget to mail it.


Glade® ExpressionsTM Fragrance Mist Try Me Free Mail In Rebate (up to $4.99)
To receive your rebate:
1. Purchase any Glade® ExpressionsTM Fragrance Mist Starter
2. Remove the original rebate hangtag from the product
3. Cut the UPC barcode from the product packaging
4. Send the original, cash-register receipt dated between 4/1/12 and 12/31/12 with the purchase price of the product circled, the original rebate hangtag, the product UPC and this completed form to:
Glade® ExpressionsTM Try Me Free Rebate Offer GLA-2002N
PO Box 752932
El Paso, TX 88575-2932

Questions? Call 1-800-410-5235
All requests must be postmarked within 30 days of date on receipt and received by 02/15/2013

Name (Please print) ______________________________________________
Address (Please include street name) ______________________________________________________________________________
Apt. _______ City _________________________ State _____ ZIP ________
E-mail (optional*) ________________________ Purchase Price $___________ *E-mail address will be used to notify you of the status of your rebate submission
LimitoneGlade®ExpressionsTMFragranceMistRebate(upto$4.99)perhousehold. Requestsfromgroups,clubsororganizationswillnotbehonoredoracknowledged. VoidinCT,RIandwhereotherwise prohibited,licensed,taxedorrestrictedbylaw. GoodonlyintheUSA,itsterritories,possessionsandmilitaryfacilitiesworldwide. Allow6-8weeksforprocessing. Proofofpurchasemustbefromaproductyou purchased. Reproduction,sale,tradingorpurchaseofthiscertificateorproofofpurchaseisprohibited. UseofmultipleaddressesorP.O.boxestoobtainadditionalrebatesisfraudandmayresultinprosecution. Cash redemption value 1/100¢.
793855 


Thanks, DealSeeking Mom and Raining Hot Coupons

~Julia

Monday, June 25, 2012

How to Easily Modify a Swimsuit


Swimsuit shopping is right up there with going to the dentist. Unfortunately, when you want to find a modest swimsuit, I have not been able to find a deal. I love deals so it pains me to pay $70 plus dollars for a swimsuit. Especially one I am going to wear in a lake! On a recent trip to Goodwill, also known as GW Fashions, I had an idea. I saw two matching tops new from Target. I bought one Medium top, and one Large top to convert to a cover-up skirt. I will keep the medium top as-is and wear it as the actual top. I spent $2.99 per top, so a total investment of $6 bucks.  I already had the brown swimsuit bottoms. In actuality the patterns match on the top and the bottom, but I twisted it so the difference between the top and the bottom could be easily seen. Here's the tutorial.

Step One


Cut the top off the LARGE SWIMSUIT TOP. I cut as close to the edge as possible
 to give myself the most material. 

Step Two


Serge around the edge to finish it and give me a starting place. 
*Make sure you practice on fabric you aren't using 
before you use your serger.

Step Three
Try it on to determine the length you want. 
Mark it with pins placed horizontally.



This is me trying on the swimsuit for the first time.
You can see the top and bottom are both made out of swimsuit TOPS.
Notice the brown straps hanging from my waist.
I am trying it on here to see how long I will want the bottom piece to hang.
Step Four


Pin the back with the amount of fabric you need to 
cover the elastic of your choice.  I prefer to use an inch.

Step Five


 Pin all the way around the top. Try it on again to make adjustments.  
 My swimsuit style was gathered in the front, so instead of fighting it, 
 I went with it.  I folded the edge down as shown giving it an extra
 detail in the front.

Sewing Tips:
When sewing on swimsuit material, it's best to use a Ball Point needle. 
If you have a teflon, smooth glide foot, this is the time to use it.
That foot helps the material go through with less resistance.


Step Six


Sew one side of the elastic into the side seam from the inside.

Step Seven
Try the skirt on again to see how much elastic you need across
the back only. The front will not have elastic. Then pin it.

 Step Eight


Pull the elastic to the right length.


Sew the elastic to the fabric on the outside of the skirt.


Trim the excess elastic.

Step Nine


Sew across the top front.

Step Ten (Optional depending on your design)


 Sew across the bottom front.

 Step Eleven


On the top back, prepare to sew the casing for the elastic.
Turn the edge under. Pin. Sew on the right side feeling for 
the edge as you sew. Sew halfway, then with your needle still in,
pull the fabric to the side you have already sewn. Finish sewing the 
elastic casing with the ease of sewing on flat fabric. 

Step Twelve


Evenly distribute the fabric in the back to both sides. 
Sew straight through the fabric and the elastic.
This will keep your elastic from turning while you
are wearing your suit.


Whala!!! You are done!! ~Julia

Wednesday, June 13, 2012

Father's Day Tie Banner Free Printable


We've posted a lot of links to really cute tie themed stuff for Father's Day - and I've seen many different banners people have made along the tie theme. I'd like to offer you a FREE printable version of this banner! Just click on the link to be directed to the file you can download for free. This is a PDF file that comes in a color version as well as the black and white (allow kids to color it in!). Print it off on paper (as I did) or card stock. Simply punch 2 holes in the top of each piece and string together using ribbon or twine. I couldn't find a hole punch, so I simply threaded a large needle with some ribbon and sewed them all together - super easy!





Click on the link to be directed to the page you can download this from:

If you use this and find it helpful, please leave us a comment below! We'd love your feedback!

Thursday, May 31, 2012

Becoming a Secret Shopper or Mystery Shopper


Ever wondered about being a secret shopper and how it works? Here's how I got started...

I found a company that claimed for a fee they would give you access to legitimate companies that conduct secret shops. I paid the $25 annual fee with my credit card knowing that if it was a scam or I thought the service was bogus I could cancel my card. The $25 turned out to be a good investment.



Several hundred companies were listed on the website. No information was available on who their clients were, meaning where would I be secret shopping. The only way to get that information was to apply with each company and then look to see what geographic areas they covered and what companies they serviced.

Since then I found this website http://mysteryshop.org/member-companies. When you click this link, you can see all of the companies that are registered with the Mystery Shopping Providers Association or MSPA. They are basically certifiying that the companies listed are not a scam. This link http://mspa.jobslinger.com/exec/sfs/jobboard let's you put in your zip code and a time period (I would start with a week), to see what shops are listed on the job board. That does not include all jobs, but just the jobs that have been posted with MSPA.  This is a great way to get started because you know that the company has shops in your area.

The application process typically intails providing your information and completing several paragraphs about why you would like to be a secret shopper. What they are actually looking for is can you type in complete sentences using spellcheck. They do not want to have to go through your report fixing gramatical errors. Because they are mostly the same questions, if I needed to type a long response I typed and saved in it a word document and tweeked it for my next application.


When you first start with a company, it is more time consuming because you need to be sure that you do things the specific way they want it done. After you have conducted shops for them, you become comfortable with their procedures and you are able to spend less time.

All require the ability to either scan or upload pictures. At the minimum a receipt and at the most pictures of the building.

Most of the time you come and go without anyone knowing that you are a secret shopper and with specific instructions not disclose who you are. Only once was I asked if I would be comfortable saying I was a secret shopper.

The rates paid vary. The companies will email when they have a shop available.  If the due date is getting close and they are desperate to get a spot filled, sometimes they will call and offer a bonus. The bonus is usually between $5 to $10.

I do not schedule shops outside of my normal geographic area.  I look at how much I get paid an hour. You have to read the material before you shop, conduct the shop, and debrief (fill out the paperwork online). As a result, I am not willing to add drive time to my time.

Do not get too involved. Meaning, sometimes I would either talk too much or let the sales clerk talk too much. I would leave frustrated because it took a lot longer than they suggest the shop should take. I have now learned that I need to get in and get out. I may lead with, "I have a lot of errands to run today, but I thought I'd stop by and quickly...(whatever)." Always be honest, but let them know you don't have all day in a kind way.

Secret shop for things you are already doing or would like to do. For example, I secret shop for restaurants because then I can take my family out to dinner for the cost of a tip. I had not been getting my eyes checked and one of the secret shops was for a LensCrafters eye exam. If I would like to make a trip to the Outlet Mall near us,  I will go online and check to see if there is a shop I can do to offset my gas there and back.

Maybe you want to save for a family vacation, have some extra spending money, or just get out of the house! Secret shopping is not lucrative, but if you know what your purpose is and use it that way you will have a very positive experience.

If you want to get started, I recommend that you pick a company and apply. Applying with multiple companies at the same time can be a little confusing.

Here are the companies that I currently use and a brief description of what I did.

Maritz Mystery Shopping:
Chase Bank: Call and ask for information on a credit card. They mail you information. Then I visit the location and ask the same thing. Scan or take pictures of the materials they give you and complete the questionaire on the visit. This shop paid $12.

BP Gas: Get gas and buy something in the store. I was reimbursed for $3 in gas and up to $2 in the store. Then I was required to tell her that I was a shopper and take pictures of the interior and exterior of the building. This shop paid $8.

US Post Office: I was sent a package in the mail. I mailed that package and answered the questions on the service I recieved. I was reimbursed for the receipt I uploaded, and I was paid $8.50.

SecretShopper:
Bennigans: I am asked to take at least one other adult with me, but not more than six in my party. We need to order two different entrees. We are asked to know the timing of the meal, including, when we are greeted, served drinks, order, served food, and leave. I am reimbursed up to $20 for lunch and up to $25 for dinner. No other compensation apart from what is spent at the restaurant.

Beyond Hello: Birch Run Premium Outlets

Outlet shops are farily uniform. You go in and look around. They have some specific things they are looking for their employees to do. You report on those and make a purchase.  They ask you to wait at least thirty minutes before you return the item you bought if you want to return it. The pay is around $8.

LeCruest, Tommy Hilfiger, Columbia Outlet

Happy Shopping!! ~Julia

Friday, May 18, 2012

Garage Sale Negotiations


When you go to garage sales do you pay the price listed or do you negotiate? If you are interested in trying to get a better deal on things give this a try.  First you look to see everything you are interested in. Add up to determine what the total would be and make an offer.  If the total is $10, I say, "The total is $10 would you be able to take $7?" A lot of it has to do with what you think it's worth. Know what you would be willing to walk away from, and what you really want. Sometimes you will choose to bundle items that you are only interested in if you can get them included in the price for the item you really want. If they don't adjust the price you may not want those items.


Today I had a group of items that I thought were very well priced. They included: Old Navy, Justice, Children's Place, Carter's, Gap, Ralph Lauren, and Cherokee some with tags, but all still in excellent condition.  I wanted all of it. I did a final walk around to make sure I had everything I wanted.  I said, "The total is $17.  Do you have any flexibility in your price?"  The gentleman shrugged his shoulders and said, "I could do $15." Great. That way I walked away with some great gifts, and clothes for my daughter for next year!!!

If I only have one item I am interested in I ask, "Do you have any flexibility in your price?" Be prepared with an idea for the price in case they ask you what you had in mind. With either scenario be comfortable with silence.  Give them time to think. Don't jump in before they talk.



Be on the lookout for Christmas or Birthday presents!  If you have grandparents, then you kids are well loved in the gift department. Don't feel like you need to spend a lot.  My son loves guns, so I bought him this one for a dollar.  He will love it and so will I because it doesn't require any batteries!!



One man's trash... is another man's treasure.  My husband was going to build a remote controlled boat out of two empty two liters. Instead, we found this boat being given away for free!!
It's a great time to get some deals!! I can't wait to hear about yours!!

Wednesday, May 9, 2012

The Least Expensive Stage 1 & 2 Baby Food

Are you tired of pricing everything out all the time? Do you just want to buy the brightly packaged, super convenient baby food you see on the shelf? Me too! When we had our first baby, Natalie, my husband  saw the price of baby food and decided there had to be a better way. So, he developed a concoction and delivery we used with all three of our kids. He put a large can of sweet potatoes and applesauce in the blender. After he blended them he poured the mixture into a pitcher with a lid. Whenever it was time to eat, we would pour a bottle, recline the highchair, hand it to our baby and call it good. The only thing we had to concern ourselves with was making sure she didn't throw her bottle on the floor when she was done :)

Price:
We buy our cans of fruits and vegetables from Aldi. So our total cost per pitcher of food is approximately $3.00. That produces approximately 48 ounces. I am providing averages because I have several combinations listed.  That makes each ounce cost around $.06 an ounce. I recognize there are some differences in processing and types of fruit, but the process outlined below is very similar to the MashUps that are so popular right now.  I found some at a salvage food store for $.13 an ounce. I will tell you more about Salvage Food Stores in another post.  Compared to regular baby food it is about half price. Here are the specifics.

Recipes:
Get a large can of Sweet Potatoes and just pour it in the blender (if you prefer, drain the syrup in the can and replace it with water). Add 1 cup of water. Blend that together. Then pour the blended sweet potatoes into a pitcher. Pour equal parts Applesauce into the blender with half a cup of water. Blend and add to the pitcher. Then stir the two together.  You can make any changes you want. We have substituted a large can of peaches for the applesauce. And we have done carrots for the sweet potatoes.


With our first two we only used the sweet potato/applesauce combo, but our friends and family started pointing out that our baby's nose was starting to turn a little orange :)  As a result we started to mix things up a little bit with different combinations.

Peas and Pears. With this we just poured in a big can of pears (29 oz) and two smaller cans of peas (15 oz). If you choose to do frozen fruits and/or vegetables you would just need to experiment with adding more water. If I find something that works, I don't need to add a bunch of other variables, but if you are looking for inspiration just walk the baby food aisle at the grocery store and make it at home.



Bottles:


We have Playtex VentAire.  Those bottles come with two stages of nipples. Stage One is a slower hole in the nipple. Stage Two has a larger hole in the nipple.  You must use the larger opening. One day our third child randomly refused to eat from the bottle. I kept trying to give it to him, and he would just cry.  Then my husband looked at the bottle and noticed I was feeding him with a Stage 1 nipple. Whoops. The poor guy just couldn't get it out. Yes, it will change the color of the nipple.  We have used the same bottles and nipples for three children. I guess if the color change bothered you, you could just buy replacements.
 
To Boon or Not to Boon:
I know people who make their baby food and freeze it in ice cube trays really like the Boon. They put a couple frozen food cubes in the Boon Squirt before church and then when they go out to eat after church the food is ready in the Boon. I do have a Boon, but I find the bottle is so much more convenient, and is one less gadget to buy.~Julia

Wednesday, May 2, 2012

Scholastic Teacher Books PDF Version $1




This is an amazing deal!!  Do not wait!! You need to go there right away because the deal was supposed to be over yesterday.  I went crazy because these books are normally between $8.95 and $14.95, and are now just $1.00.  These are the books you find at specialty teacher stores. Whether you homeschool, are interested in reinforcing what your children are learning at school, or want to give them something to work on over the summer, this is something every parent should check out!!






Huge Time Saver:

You are allowed to reproduce them for your classroom, but in order to do that you either have to copy them or scan them into your computer. It is so time consuming to scan them and then edit them so black isn't all over the sides. That is all done for you because it's a downloadable e-book.

This means I am not at countless garage sales searching for material to supplement my curriculum. They have all material in all subjects from Pre-K thru elementary.  219 teacher books for $1.00.  Go to this link:
                                                         Scholastic Teacher Express

                                                         Thanks, redflycreations!!

~Julia